As we say goodbye to 2014 and hello to 2015, I want you to also say goodbye to your poor financial habits and welcome in a new financial discipline. You need to shed the stress and worry from not having your finances in order. Now is the time to usher in changes that will help you to create a positive financial outlook.
“Change is the only constant in life.”-Heraclitus
This means the only thing you can be sure of in life is that change will occur. Therefore, change is something that should be embraced. It will happen if you like it or not. The best way to approach your finances is to be proactive versus reactive. This mean you will need to have a financial plan.
Ask yourself, what are your financial problems? What are you doing to contribute to your financial instability? Now ask yourself this very important question, “What are you willing to do differently?”
“Insanity is doing the same thing over and over again and expecting different results.”-Albert Einstein
You cannot expect your financial position to change by continuing to do what you have always done. The reason I started this blog was because I have seen too many people struggling financially. They had no clue how to turn things around. I also think people begin to believe that struggling financially is a way of life. They see other people in the same boat and have accepted it as a norm. My goal for you is to become empowered and take steps to financial freedom. This isn’t just a catchy phrase, but can be a reality for your life.
I want you to think of your top 3 financial headaches. Write them down. For example, you may have too much debt, not enough in your savings or your credit score is too low. After writing them down, read them out loud. I want you to read them out loud so that you fully acknowledge that these concerns require your immediate attention.
Believe me when I say that you have the power to change your financial position and put yourself on the right track. If you are willing to put in the effort, I guarantee you will see results. Below are the topics that have been covered in my previous posts:
- Start Managing Your Money
- What is Coming In and What is Going Out
- Why Don’t I Have More Money
- Creating a Monthly Budget
- Money Saving Tips
- Make Saving Your New Habit
- Don’t Be Afraid to Negotiate
- Don’t Spend Money You Haven’t Earned
For those unfamiliar with the posts I invite you to read them all or the ones you think will address your financial situation. The posts contain solid advice as well as action plans.
I am excited for what 2015 has in store. I plan to continue to bring you practical and useful financial tips as we continue our journey to finances made simple.